What kind of costs would I be looking at for a yearly small business insurance liability policy?
- There is no reason to speculate. The following site will give you a free side by side comparison quote from the best insurance companies out there. Then you can make an informed decision
- In NY, your price guess is about right. But do not forget if you have even one employee you are required by law to also carry workers comp and disability. Aside from all that, are you using your own equipment? How do you transport it if you do? You may need commercial inland marine to cover your equipment and a commercial auto policy, as well
- it is a lot cheaper than that depends on the industry that your business is in but general liability is close to 2 or 3 hundred a year. i work for a company that deals with small business owners with general liability everyday
- General liability with one person cleaning, gross receipts under $75, 000 is going to run around $1500 a year. A "bond" is going to run around $250, but doesn't mean what you think it means, and basically you do not need it anyway. You will have to guarantee the bond amount if it's a start up business, which means, post $5, 000 or however much you want the bond to be for. Bonds for janitorial services, people ask about them here about twice a week. No one really needs them, unless you're doing government work
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Knowledge Base: Small Business
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Knowledge Base: Small Business Insurance
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